Digital Retirement Solution
Support clients across the full retirement journey
Our Clients
Digital Retirement is an online retirement planning and investing solution that considers an individual’s retirement income/expense needs, lifestyle and other circumstances and offers suitable product and tax optimised recommendations throughout the accumulation, at-retirement and decumulation phases. This solution can be delivered entirely digitally or, in some cases, in a semi-automated manner through human adviser interaction to deal with complex scenarios.
Digital Retirement is typically powered by a centralised investment proposition (CIP) and implemented with multiple strategies (Model Portfolios, DFMs, Multi-Asset Funds). In many cases, those investment recommendations may need to be compared with annuities and other products on offer to meet the regulatory needs regarding at-retirement and decumulation phases.
There is a significant growth in digital retirement solutions due to the growing number of savers opting to control their retirement finances flexibly by converting their pensions from DB to DC schemes. Investors are seeking greater pension transparency and better access to retirement planning advice. Our solutions allow firms to efficiently engage with customers through the accumulation, at-retirement and decumulation phases.
User Portals Provided
- Client/Investor Portal
- Adviser Portal (Intermediary)
- Products & Portfolios Portal
- Administration Portal
Why WealthObjects
More Than Just Business Solutions
Quality Certifications
Certified for ISO 9001:2015 and ISO 27001:2013, ensuring robust quality and security standards.
In-House Technology
We develop our solutions in-house, providing swift training and support with full knowledge.
Flexible Solutions
Offering integrated SaaS, REST API modules, cloud-native, and on-premise solutions for flexibility.
Industry Expertise
Experienced in financial services, serving clients from enterprise to owner-led firms with expertise.
Custom Propositions
Our flexible technology enables custom digital propositions to help clients differentiate.
Independent Ownership
Independent and employee-owned, focusing on long-term partnerships and client success.
Innovation Focus
We innovate and support clients' digital strategies from planning to execution.
Personalised Support
Providing ongoing, personalised support and continuous platform enhancements for clients.
Smart Retirement Planning
Personalized Digital Retirement Strategies
An intelligent platform that evaluates income needs, lifestyle, and other factors to deliver optimized retirement investment and tax-efficient recommendations.
Flexible Investment Approach
Multi-Strategy Portfolio Management
Powered by a centralized investment proposition (CIP), incorporating Model Portfolios, DFMs, and Multi-Asset Funds, while comparing options like annuities for optimal outcomes.
Full Lifecycle Coverage
Support Across All Retirement Phases
Guiding individuals from wealth accumulation to retirement income planning and decumulation, ensuring financial security at every stage.
Digital & Hybrid Engagement
Seamless Digital & Adviser-Led Guidance
A fully digital or semi-automated solution that combines technology with human expertise to handle both simple and complex retirement scenarios.
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KEY FEATURES & CASE STUDY
Learn how we helped a firm launch their Digital Retirement solution. We’ve written a guide listing the main features of our solution, our ways of delivering flexibly, and a client case study to help you get started.